my home mortgage and credit card company are same......

[smiley8888]

My home mortgage and credit card company are same. I am current on my mortgage but past due on credit cards. I am planning to file ch.7. Will I have any problem getting credit card debt discharged? Since it's the same company, will they object or take any action when I file for chapter 7? Will my mortgage status be effected in anyway?
Thank you in advance.

[shark66]

Welcome to the forum!

You're good to go. Mortgages have nothing to do with CC debt, and vice versa.

Discharge everything (including your mortgage) in Ch. 7 and start fresh.

Good luck to us all.