So, what happens if...

[lotsahats]

you default on your cards in one state, and then move to a state with a shorter statute of limitations? Which state's statute would apply? And, what if you move to the latter state after the SOL has passed?

(I'm not moving, I'm just curious.)

[Freddy03]

I think it's the state where the card was opened in.

[kornellred]

You can forget about that Statute of Limitation nonsense. No one ever gets away with that. Some smaller creditors may just say the hell with it, but larger creditors will eventually file suit against you within the allotted time frame.

[OhioFiler]

The SOL method of avoiding debt payments is not the best strategy.

[df04527]

It depends - it could be an entirely different state, it depends on where the corporate office is, if you will. It should say on the back of credit card statement which state law applies. Typically, though, it's the state of origin.

Moving could also toll the clock on the SOL too.

[mountanddo]

I would think it would be where you resided when you opened the account but I really don't know I'm just speculating lol