Hi,
To make a long story short, I am in graduate school to be a nurse practitioner. I graduate in May 2013. An oncologist asked me to come work for him as an "intern" in a way while I am in school. After orientation, my hours in the contract will be 8 to 24 per week at $37/hour. Originally, I thought it would be 24 per week, but since they hired two other mid-level providers, it will probably be 8 hours per week. Luckily, I stayed on at the hospital I had been working at in an "as needed" basis - so my hours are not guaranteed, and I just sign up to work somewhere. I am not benefited in either position.
How do I figure my income forward for my budget? What I am hoping is to at least get 24 hours per week. Nothing, except the 8 hours would be guaranteed. At some point (my last semester of graduate school Spring 2013) I would only physically be able to do 8 hours per week because of the high amount of clinical hours that would entail before I graduate. Once I graduate, I am hoping to work at least 32 - 40 hours per week (4 days per week, or 4 - 10's per week). They mentioned that the starting salary now is about $92,000.
So, everything is "iffy". I really don't know what to put now for my income forward. I have thought about trying to get my part-time position at the hospital back, but in a year I would have to leave anyway. I am very, very thankful that I did not actually quit.
So I am very confused how to figure our income. Also, we will be meeting with attorney that we have chosen before the end of the month, so I know she would be able to help as well. Just curious what the experts here have to say. Because my income will increase quite a bit in 2013, she had said initially she is going to really try and work a Ch 7 for us, but will find out for sure at our next meeting. Already, she had said (it must be particular to our area) that none of my husband's VA income counts, so we are already under for the means test.
Thanks!
Lynn
To make a long story short, I am in graduate school to be a nurse practitioner. I graduate in May 2013. An oncologist asked me to come work for him as an "intern" in a way while I am in school. After orientation, my hours in the contract will be 8 to 24 per week at $37/hour. Originally, I thought it would be 24 per week, but since they hired two other mid-level providers, it will probably be 8 hours per week. Luckily, I stayed on at the hospital I had been working at in an "as needed" basis - so my hours are not guaranteed, and I just sign up to work somewhere. I am not benefited in either position.
How do I figure my income forward for my budget? What I am hoping is to at least get 24 hours per week. Nothing, except the 8 hours would be guaranteed. At some point (my last semester of graduate school Spring 2013) I would only physically be able to do 8 hours per week because of the high amount of clinical hours that would entail before I graduate. Once I graduate, I am hoping to work at least 32 - 40 hours per week (4 days per week, or 4 - 10's per week). They mentioned that the starting salary now is about $92,000.
So, everything is "iffy". I really don't know what to put now for my income forward. I have thought about trying to get my part-time position at the hospital back, but in a year I would have to leave anyway. I am very, very thankful that I did not actually quit.
So I am very confused how to figure our income. Also, we will be meeting with attorney that we have chosen before the end of the month, so I know she would be able to help as well. Just curious what the experts here have to say. Because my income will increase quite a bit in 2013, she had said initially she is going to really try and work a Ch 7 for us, but will find out for sure at our next meeting. Already, she had said (it must be particular to our area) that none of my husband's VA income counts, so we are already under for the means test.
Thanks!
Lynn
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