Hi,
I have posted on here in past, still kicking around the idea of filing. According to the Nolo calculator, we pass the means test. Is that an accurate calculator?
Also, I will be starting a different job (about the same pay-wise) for a very small company (about 15 people) end of November. I really don't want them to know if I file. If we do qualify for a chapter 7, is my employer contacted?
We have also thought of just my husband filing, even though I have more unsecured debt. His income is mainly VA disability check and partial retirement through Civil Service. The only joint debt we have is our Jeep. We are in Indiana, so not sure how that plays out - we are a non-community state I think.
The main reason we are filing is because of my husband's old house will probably be foreclosed on if BOA ever gets it together. The renters have stopped paying and we are just done with the whole thing.
Thanks!
Lynn
I have posted on here in past, still kicking around the idea of filing. According to the Nolo calculator, we pass the means test. Is that an accurate calculator?
Also, I will be starting a different job (about the same pay-wise) for a very small company (about 15 people) end of November. I really don't want them to know if I file. If we do qualify for a chapter 7, is my employer contacted?
We have also thought of just my husband filing, even though I have more unsecured debt. His income is mainly VA disability check and partial retirement through Civil Service. The only joint debt we have is our Jeep. We are in Indiana, so not sure how that plays out - we are a non-community state I think.
The main reason we are filing is because of my husband's old house will probably be foreclosed on if BOA ever gets it together. The renters have stopped paying and we are just done with the whole thing.
Thanks!
Lynn