Could things posted on this site be used against you?

[Diesel73L]

Every time I post something about BK planning I envision myself sitting across the table from the trustee (and possibly a creditor) and having them hand me a printout of my posts and using it as grounds for dismissal of the BK. Has anyone ever had this happen?

[disconapper]

Well, you are posting annonymously and this is a secured website...so I think they would have to go through hoops to even figure out who you are...and then more hoops proving you actually typed etc etc...LOL...I think you are okay....

[drowning123]

Who signs up with their real name anyway? I hope you didn't use your "real" email address.

[AngelinaCat]

Even if "they" were able to trace you down through your IP address, which "they" can't get unless "they"subpoena it--and it has to be a VERY good reason--"they" have to "put your fingertips on the keyboard" at the time in question AND prove that it was your fingers on the keyboard--without a doubt. That is very difficult to prove. You really have nothing to worry about.

[Diesel73L]

For the record I didn't use my real e-mail address-I created a second e-mail account specifically so I could register here. That being said, credit card companies (and the United States Government) certainly have the ability to do an IP trace to a specific computer or computers-at that point it wouldn't be too hard to pinpoint the user. I'm just wondering if such a thing has ever happened. It happens all of the time in criminal cases and even civil cases. I read of a recent self defense case where a man shot and killed someone who had broken into his home. The prosecution dug up posts from internet forums he had posted on about self defense, the right to bear arms, etc...and tried to paint him as a "gun nut" who was "itching to shoot someone." Now obviously that was a criminal case involving murder charges, but I just wonder if say, Bank of America wanted to dispute a BK, if they would hire someone to find your posts so that they could say something to the effect of the following:

"You were contemplating BK as early as (insert date here) and yet you still used your credit card up until (insert date here), therefore we dispute all charges after such and such date."

[forgotten]

I'm not going to go in to detail on the technical or legal aspects, even though I do have a fair knowledge of this. Instead, i'm going to pose a simple question...

Are you filing on a single unsecured creditor of greater than $100,000 or a secured creditor who stands to loose $100,000 or more after sale of the property?

If the answer is no, then there is no way they are going to put that much effort in to objecting to your case. Someone is going to look through your records for all of 5 min. if nothing pops out at them that screams FRAUD then you go in to the stack of thousands of other bankruptcies. If you did commit fraud and it was an excessive amount then you shouldn't be saying anything about it on the internet or in real life to anyone unless it is your defense attorney.

[Diesel73L]

I'm not going to go in to detail on the technical or legal aspects, even though I do have a fair knowledge of this. Instead, i'm going to pose a simple question...

Are you filing on a single unsecured creditor of greater than $100,000 or a secured creditor who stands to loose $100,000 or more after sale of the property?

If the answer is no, then there is no way they are going to put that much effort in to objecting to your case. Someone is going to look through your records for all of 5 min. if nothing pops out at them that screams FRAUD then you go in to the stack of thousands of other bankruptcies. If you did commit fraud and it was an excessive amount then you shouldn't be saying anything about it on the internet or in real life to anyone unless it is your defense attorney.

Good point. My situation is nowhere near either of those scenarios. Plus anyone looking at our credit card statements lately will see groceries, groceries, gas, groceries, diesel fuel, etc...

[frogger]

Good point. My situation is nowhere near either of those scenarios. Plus anyone looking at our credit card statements lately will see groceries, groceries, gas, groceries, diesel fuel, etc...

Nothing that you're speaking about here constitutes fraud of any sort, so you have no worries. As it has been pointed out, unless it is big money involved with suspicion of fraud, no one is going to take any time or effort to devote to you.

After all, all you're doing here is research for a business decision.

[discouraged]

I've seen only a few posts where folks were trying to get away with something. Most of us are here for support and are honest people. Why would anyone even bother searching if a person is being honest and aboveboard? Would make no sense to use the resources unless there were deep feelings about a person being dishonest. And how would htey even figure out who you were?