I've read in various posts on this board and just to verify that BofA does not re-affirm mortgages but after the bankruptcy case is closed they re-open online access and start reporting to the credit bureaus again anyway?
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Question on Bank of America policies regarding bankruptcy
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Before I filed for bankruptcy, I already did my mortgage payments online with BofA. After my Chapter 7 discharge, BofA didn't allow me to make online payments even though I didn't stop payments and I was current with my mortgage. I had to call them and have my online account reopened after my discharge (couple months after the discharge during which time I had to send in my payments). I'm sure that they are still reporting I am current and never was delinquent with my payments to the credit reporting agencies.
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