I know that after I file, the first and HELOC may stop sending statements and the HELOC may quit auto-withdrawing payments. How does that work when one party on the loans is NOT filing? Will they send to him?
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Filed 5/31/11 341 & Report of No Distribution 7/28/11 Discharged & Closed!! 9/29/11
"What I won't accept or buy any longer is that my credit score defines who I am. Screw that." -
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Hate to say it, but each individual is a responsible party. However, if anyone attempts to get to you through your spouse who is not listed on your contract/s, then they are breaking the law. Your spouse is like a cosigner, and will be sued in that instance if the debt is not paid. 'HubOriginally posted by HHM View PostIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.Comment
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I understand that; my main concern is that we continue to receive statements and that the HELOC payment, which is auto-withdrawn each month, is still withdrawn. I'll likely have to have DH talk to each lender just to make sure things are straight.Filed 5/31/11 341 & Report of No Distribution 7/28/11 Discharged & Closed!! 9/29/11
"What I won't accept or buy any longer is that my credit score defines who I am. Screw that."Comment
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With lenders, what "should" and "does" happen are not always one in the same. By all means, make sure DH calls the lender and asks about the auto debits. In fact, be prepared to pay by check if need be.Comment
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