Checked my Credit Report and am confused

[cwife]

I am almost 3 years into a ch 13 bk. I am married but my husband did not file with me. We have a 2nd mortgage in both of our names. ( the 1st is too) We are of course underwater....I was checking my credit report because we want to move to another state and I wanted to see what my credit rating was and my husbands.
Well about a year into my bk our second mortgage was sold to Greentree. They are listed on both of our credit reports but it says on mine discharged in bk and on my husband's it shows o balance, o due, account closed.
I have been paying on it each month. It wasn't included in the bk.
Why does it show it as 0 balance and if we go to sell the house are they still a lien holder?

Thanks!'

Ps What are decent credit scores....mine was 698 and my husband's was 806

[jcj112562]

Just one small note...no matter whether you *think* anything was "included in bankruptcy" or not, if it was a debt you had, joint or otherwise, and it existed on the day you filed for bankruptcy protection, it IS included in your bankruptcy, Since you are in a Bk13, the debt may, or may not be paid through the Plan, but no matter how it gets paid, or where it is, if it existed when you filed, it is included in your bankruptcy>

John