Easier to get car loan pre-Bk with lots of debt & bad credit or after bk?

[octoblonde]

I was just wondering if I decided to trade in my vehicle for something a bit newer with fewer problems, if it's easier to get a car loan pre-bk with recently bad credit (but explainable circumstances-medical issues) or after Bk with trashed credit but high amounts of debt no longer in the picture?

Thanks!

[discombob1]

Not sure about pre-BK but it would depend on your credit. Once you file and after discharge you will get a TON of offers for car loans. I got my first few even before my 341.

[octoblonde]

Thanks for your response. I applied online for Capital One Blank Check, just to see if I'd get approved and I did. I don't know if I will use the check, as the interest rates were between 11 and 13% depending on the year of the car, length of the loan, etc.