I have a friend who has been hanging on for some time. A homeowner (I do not believe there is any equity in the home as it has been remortgaged several times) one vehicle with about 5k in equity (its crap, I can hardly believe its 5k but that is what he told them) and less money coming in than needed to pay the bills.
Met with one attorney who told them they would have to do a ch 13. I cannot believe that this is correct! If they cannot afford to make all of their bills now and have stopped paying their CC to make the rest of the ends meet, I just find it hard to believe, though I am not an attorney so maybe they are right.
This attorney charges a $4000 fee. Its two simple incomes, a house and a car??? I think that seems high. They have not paid him any money but he told them to go ahead and do the pre bk counseling and they have.....isnt that done right before filing? I think he just had them toss that money away because they cant come up with 4k in 6o days. Ugh!
I wish to assist them in finding another attorney, can I ask if anyone has had good experience with an attorney in Montgomery County Pennsylvania?
Thanks!
Met with one attorney who told them they would have to do a ch 13. I cannot believe that this is correct! If they cannot afford to make all of their bills now and have stopped paying their CC to make the rest of the ends meet, I just find it hard to believe, though I am not an attorney so maybe they are right.
This attorney charges a $4000 fee. Its two simple incomes, a house and a car??? I think that seems high. They have not paid him any money but he told them to go ahead and do the pre bk counseling and they have.....isnt that done right before filing? I think he just had them toss that money away because they cant come up with 4k in 6o days. Ugh!
I wish to assist them in finding another attorney, can I ask if anyone has had good experience with an attorney in Montgomery County Pennsylvania?
Thanks!
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