Dont disconnect your home phone - unplug it yes, but dont disconnect it. Reason being is for you to reconnect (should that be your intention) many providers run a credit check regardless if you were a past client in good standing or not. That may mean a security deposit equal to XX months.
As to your attorney's office - while you've paid some $ to him (is $1K his retainer fee?) - more than likely they are waiting until you decide its time to file since you state you have to wait for income to fall off. There is no reason to do all the paperwork that must be done now since it will all have to be redone once your income drops. Until that time comes, you're pretty much going to have to wait until you're able.
As to your attorney's office - while you've paid some $ to him (is $1K his retainer fee?) - more than likely they are waiting until you decide its time to file since you state you have to wait for income to fall off. There is no reason to do all the paperwork that must be done now since it will all have to be redone once your income drops. Until that time comes, you're pretty much going to have to wait until you're able.
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