What does DMI mean?

[merime]

Quick question, what does DMI stand for? I guess it's something you must pass after means test?

[carlsbadmike]

Disposable, monthly income.

[free2breathe]

Yep, whatever you have leftover after you earn (Schedule I) and pay expenses (Schedule J). If your DMI x 60 months = 25% or more of your total non-priority unsecured debt, you could be pushed into a Chapter 13.

"Multiply non-priority unsecured debt by 25%

If the disposable monthly income (DMI) multiplied by 60 is less than 25% of the debtor’s unsecured non-priority debts, then the debtor passes the means test.
If the disposable monthly income (DMI) multiplied by 60 is more than 25% of the debtor’s unsecured non-priority debts, then the debtor fails the means test and can only file chapter 7 by showing special circumstances."