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Judgment not on record with court but on credit report

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    Judgment not on record with court but on credit report

    I wrote my local court regarding filing a motion to vacate a judgment. They wrote me back saying they have no record of this judgment, but somehow this judgment is on my credit report. Do you think there's no lien attached to my house since they don't have a record of this judgment?
    Filed August 20 341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!

    #2
    drowning, is there detailed info about the judgment on your credit report? Case number? Name of the court that granted the judgment?
    Filed pro se, made it through the 341, discharged, Closed!!!

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      #3
      In order for a judgment to be attached to real property, a certified copy of the judgment MUST be recorded in the county clerks official records in the same county as the real property. However, a lender will catch it on your credit report and require you to satisfy it prior to giving you a loan. I second the advice from Free2Breathe, call the clerk's office listed on the credit report, the judgment is there somewhere.

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        #4
        the judgment could have been gotten in a locality where they had your last known address. not necessarily the one where you live now.

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