Question Credit Matrix and Schedule F

[LynnD]

Hi all,

Hoping for a couple of answers so I can keep moving on my petition.

--On the credit matrix, I can list a creditor one time and then all the account #'s associated with this creditor correct (if the same address)? So for example:

GE Money Bank
Re: xxxxxxx, cccccc
Attn Bankruptcy Dept
PO Box 103104
Roswell, GA 30076

--If I have two addresses for the same creditor, I list the creditor twice on the matrix correct?

--Now on Schedule F, using the same example above, I would list this information twice: once with first acct number, once with second account number?

--Student loans go on schedule F even if they can't be discharged correct?

--and finally.. if I have a judgment from a creditor are they only listed as a priorty debt? Not listed on schedule F at all?

Thanks SO much for anyone who can help.

[oregonpilot]

Hi Lynn..
I had 2 Cap 1 cards and 3 citi cards (though one of those was sears)...my attorney listed each one separately on the matrix. The 2 cap 1 cards had different addresses too.

[LynnD]

Hmmmm... I could have sworn I read not to list accounts with same address more than once on Matrix. I suppose i better keep searching for where! LOL. Thanks for sharing what happened with your paperwork.

[oregonpilot]

Hmmmm... I could have sworn I read not to list accounts with same address more than once on Matrix. I suppose i better keep searching for where! LOL. Thanks for sharing what happened with your paperwork.

I'll go back and look at my paperwork again....
be right back

[oregonpilot]

OK..Schedule F
both Cap 1's with same address are listed together. even though they had different acct numbers. Acct numbers weren't listed.
All citi cards ..At&T, sears & citicards were listed separately

collections were listed with 0.00 amts

ON Matrix
AT&T Universal & citi cards both with the same address were listed separately
Cap 1 cards were lumped together under 1 address. (Cap 1 cards were..1 regular and the other business)
Hope that helps
good luck

[dumpinmydebt]

Hi all,

Hoping for a couple of answers so I can keep moving on my petition.

--On the credit matrix, I can list a creditor one time and then all the account #'s associated with this creditor correct (if the same address)? So for example:

GE Money Bank
Re: xxxxxxx, cccccc
Attn Bankruptcy Dept
PO Box 103104
Roswell, GA 30076

Check your local rules, my local rules clearly stated ONLY the address, no account number. There were clear rules to how it is to be formatted as well. Mine said no more than 4 lines for each address.

--If I have two addresses for the same creditor, I list the creditor twice on the matrix correct?

You can list both addresses. That is fine. I was unsure on which address was "correct" so I listed two for a few of them.

--Now on Schedule F, using the same example above, I would list this information twice: once with first acct number, once with second account number?

Yes.

--Student loans go on schedule F even if they can't be discharged correct?

Yes.

--and finally.. if I have a judgment from a creditor are they only listed as a priorty debt? Not listed on schedule F at all?

Thanks SO much for anyone who can help.

There will need to be a separate request to have the judgment vacated once the bk is discharged.

[LynnD]

Thanks for the help.. now as far as judgments.. what is the separate request? I'm in Colorado...