top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

I am a mess (literally) - Need suggestions :)

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    #16
    Go digital. The courts take the paperwork in digital form anyway - the lawyers scan it and then upload it (at least in California they do, but it would surprise me if they didn't do the same elsewhere). I gave my lawyer everything on a USB key that was well organized into various folders - he loved it.

    Credit card bills can be had online, so no need to scan them. Most banks have online access too, where you can download statements, so those can go bye-bye as well. Bills are a little trickier, but if you pay them with a check, then your online statement should have a check image which will likely obviate the need for the bills. Whatever remains you can scan, it shouldn't be that much by then.

    Comment


      #17
      onwards beat me to it - I have a ton of BK paperwork, but it's all digital. My DH is a teensy bit OCD and he taught me this trick a few years ago. I've downloaded every document from PACER, and anything we receive on paper (scanned or photographed with digital camera) is saved on the computer. If it's really important, it gets loaded onto a USB memory stick we keep in the fire safe. Which reminds me, I need to add our Discharge/Close document to that...

      BUT...I didn't save any receipts, and I kept very few credit card statements. I was never asked for them throughout the process of filing Ch13 and then converting to Ch7. All we needed to show were pay statements (got online from the payroll vendor), bank statements (got online from the bank), and last year's taxes. I hardly ever use cash, so the bank statements were fine for proof of expenses.
      DH laid off 3/08 | Last mortgage payment 12/09 | Filed Ch13 5/10 | Converted to Ch7 7/10 | 341 held 8/10 | AP filed by secured creditor 10/10 | Ch7 discharged & closed 11/10 | Foreclosure 10/2011

      Comment

      bottom Ad Widget

      Collapse
      Working...
      X