Frustrated!

[Freddy03]

Got a call today from the collection dept for Case #2. Case #2 is at a stand still b/c the judge put it on a suggestion of BK since I'm preparing to file. Well the caller was rude and told me I could lose my house if I don't pay (LOL) and also said I would be sued (again LOL because they have already sued me).

So then he asks me how do I intend on paying $14,000? Could I do a check by phone for the full amount due (Extreme LOL). I told him I am filing Ch 7 soon and the court is aware and so is the attorney already working for your company. He said that their attorney called my attorney and they told him I haven't paid my retainer fee yet that I wasn't a client of theirs (BS!) So I just gave him my attorney's name and number again and told him to call them.

I'm going to call them again tomorrow and make sure they know I have retained a BK lawyer.

Sorry just venting!

[ccsjoe]

I wouldn't waste your time calling them tomorrow. It's just tactics. They can call you until you actually file.

[Pandora]

Freddy - sorry you're having to deal with the BS. If there is any way you can record your conversations -I would - make sure you know if you're a 1 party or 2 party state beforehand.

Unfortunately Joe's right - until you actually file and have a case number - creditors can continue to call you, no matter that you tell them you're preparing to file BK or not. However you dont have to put up with the threats, those are actual violations, but unless you can prove it (recordings), it then becomes a he-said she-said scenario.

Question is - can you endure all of it until you finally file next year?

[Freddy03]

Thanks - I'm just going to stop answering the phone for now. Not sure why I even bother answering it yesterday.

Guess I'll have to change my ringtone for non saved phone numbers again...lol