First let me tell you about my situation I have around 15K in credit card debt and it is literally crushing me. I also know in the grand scheme of things 15k isnt that much debt. The interest rates that I am being charged are least I say ridiculous. If I could get out from under this debt that I have I would have the money to finsh the schooling I need to get a decent job. I am 27 and like many others I was laid off in the 2nd quarter of 2009 from a job that I loved and had for over 7 years. I moved out of my condo and back in with my parents, sold about everything I had just to make payments and I have come to the end of my rope. I have exhausted my UI benefits and wish I had the option to ask my parents for help but that is not the case. It has been seemingly harder for me to find employment since Im disabled. I am legally blind and recieve Social Security each month (which is how I plan on paying for my chapter 13 monthly payments). My credit is already shot so getting a loan is out of the question. I believe BK is my only way out, or maybe there is another route? Would like to hear from you guys. Thanks for your time.
Ryan
Ryan
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