How long should I wait after discharge letter to run credit reports and check for errors?
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i think 90 days is best to make certain everything has time to catch up and be posted...otherwise you'll go nuts pulling the report every month.8/4/2008
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General consensus seems to be 60 - 90 days given that most lenders report only once per month.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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I waited 4 months and only had to correct 1 error which went well. Also got a free credit score from creditkarma.Comment
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If you are responsible with your money, you can get a home loan regardless of your credit score. Some lenders use “manual underwriting” instead of a credit score. Manual underwriting is a better way to judge someone’s ability to pay back a loan.Comment
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