Urgh overdraft account!

[Freddy03]

Just for kicks and giggles I logged into my old bank account and it surprises me that the account is still open. I have not heard from them. No phone calls or letters. But what really surprises me is the negative balance is almost -1500! Since my last contact with them (telling them to close my account) they have charged me $646 in overdraft fees. That's 19 charges at $34 each!

I have stopped all auto payments with that account but they are still running the old ones every 2 days.

Should I be concerned? Is this going to look like abuse?

[tobee43]

ahhhhh!!! NO...i would go down to the bank...don't bother to call...what the heck are they doing???? did they bounce your check or did they do unauthorized auto pays?????

also you did list them on your petition...right????

just want you need..right??

[Freddy03]

I will be listing them on the petition. They are just returning the autopays every 2 days. So it's racking up return item fees at $34 a pop! I called the branch and they said it can't be closed because it's negative. That they will close it if there is not activity for 30 days.

[tobee43]

well they should STOP the auto pays...what the heck...they keep racking up fees so they can write off more and more and turn it into bad debt that we are going to have bale them out with again....holy cow these banks are just TOO MUCH!!

you told them STOP and they just don't.

well...think happy thoughts it will be over soon and they can go stuff their fees up their proverbial empty vaults.