buying food with credit card.

[david scurlock]

I could use some advice.

like many others i have lost my job, wife left me,
and all that. she still gives me enough to keep
paying for the mobile and some other things.
I find myself with empty pockets, and buying
food on the CC, not computers and steros
like i would like but FOOD...ewwww...

even in good faith, i closed one of my credit card
accounts so i would not spend on it anymore. so Master Card
raised my 9.9% interest rate to 30% interest . they
were barely getting the $200 a month that i was sending them,
now they think they are going to get $400.00. I think this is
Wrong. Master Card is actually causing their own problems by
doing this.


well anyway, i have two vehicles that can no longer
be paid for.

would it better for repo, or to file BK before repo takes
place, or is it all the same on your credit comapared to
a REPO and BK...

I would like to keep the least expensive car, but without
a job right now, will they still take the car, or how
will the court look at this, leave me without a car, if
they take car, then i wont be looking for a job for sure..

thanks for your help.