i did today. Today was the last day for objections and the court says it will be closed in about a week . I am only doing to get my school paid off or they will not let me go this fall or give me fall loans. after that i plan to cancel the card. I already know about the trouble of credit cards and do not want to get into anoter hole. thanks
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Can you apply for a credit card while BK is pending??
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I would have waited until the discharge posted to your credit report.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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Since you already have the card, I suggest not closing it. Having available credit boosts your credit score. Just use like $20 a month and pay it off on the next bill.
I would've waited to apply as well, but since it's already done, I suggest you use it to your advantage in rebuilding your credit score.I may be smarter than an attorney, but I'm not one. No legal advice here, people.
Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11
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Originally posted by lezlovin View Posti did today. Today was the last day for objections and the court says it will be closed in about a week . I am only doing to get my school paid off or they will not let me go this fall or give me fall loans. after that i plan to cancel the card. I already know about the trouble of credit cards and do not want to get into anoter hole. thanks
you're not discharged yet ,but you're already charging up againFiled chapter 7 on 9/17 341 on 10/20
Chapter 7 Trustee's Report of No Distribution on 10/21
Discharged and Case Closed on 12/21/2010
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