All,
We are waiting discharge from our chapter 7 at the end of August. My credit report and that of my husbands is still showing that we have an installment loan for the amount of our second mortgage. We have not reaffirmed our first or our second mortgage. Our first is no longer listed which makes sense but why is our second still being listed? Everything is is now gone so if anyone can make sense of this please chime in. Does this mean we are still on the hook for that mortgage?
We are waiting discharge from our chapter 7 at the end of August. My credit report and that of my husbands is still showing that we have an installment loan for the amount of our second mortgage. We have not reaffirmed our first or our second mortgage. Our first is no longer listed which makes sense but why is our second still being listed? Everything is is now gone so if anyone can make sense of this please chime in. Does this mean we are still on the hook for that mortgage?