I am wondering if anyone has filed for Chapter 128 in Wisconsin. I am asking this because I am trying to determine whether or not to file myself. I have browsed the web and really only read about what it does for you, however, I have not read any stories from actual people who have used it.
Here is a bit of my situation.
Roughly 15k in old CC debit is still hanging over me. I tried a debt settlement company about 2 years ago, which was a very bad idea. When I originally started though, I had about 60k in CC debit. Well so now I just have the 15k lingering (5 cards) and what makes it worse is that I just got married two weeks ago and shortly after one of the remaining five CC's is now suing me. I basically just want to get this debit taken care of as quickly as possible and do not qualify for Chapter 7. In addition, I have stuedent loans that are about to come due for payment and I am paying AMEX roughly $460 per month, 12 months left, for a settlement. Obviously making a large lump payment would be best but that is not an option. So any ideas about this would be appreciated.
Rykk
Here is a bit of my situation.
Roughly 15k in old CC debit is still hanging over me. I tried a debt settlement company about 2 years ago, which was a very bad idea. When I originally started though, I had about 60k in CC debit. Well so now I just have the 15k lingering (5 cards) and what makes it worse is that I just got married two weeks ago and shortly after one of the remaining five CC's is now suing me. I basically just want to get this debit taken care of as quickly as possible and do not qualify for Chapter 7. In addition, I have stuedent loans that are about to come due for payment and I am paying AMEX roughly $460 per month, 12 months left, for a settlement. Obviously making a large lump payment would be best but that is not an option. So any ideas about this would be appreciated.
Rykk
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