Should I go ahead and close all the accounts that have a zero balance so that they will show as closed by consumer and not by creditor? What's left is Home Depot, Sears, Ashley Furniture, and Belk.
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04/01/10 - Hit rock bottom and knew we were going to have to file for bankruptcy and surrender our home.
12/14/10 - Filed Chapter 7, 02/09/11 - 341 Hearing, 04/14/11 - 
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Since you have not filed yet, to me it makes sense to close the cards. Better to read closed by consumer than "included in bankruptcy". JMO.Filed CH 7 9/30/2008
Discharged Jan 5, 2009! Closed Jan 18, 2009
I am not an attorney. None of my advice is legal advice in any way.. -
I don't see how it matters much, but you could close them if you wish. Ashley Furniture shouldn't ever be used again - buy used instead. Belk is fine for the discounts same with Home Depot but both will be closed by HSBC & CITI, respectively anyway.19% dividendComment
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