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    How long?

    Before you can get a real loan once you file a chap 7?

    I am not talking about one of those 35% credit cards with a 250 limit, I am talking about a loan that a person without a BR filing could get, such as a boat loan or a car loan at a reasonable rate? I know it stays on your record for 10 years, but what is the realistic timeframe to get normal credit again.

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