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What happens to a letter of credit in bankruptcy?

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    Question What happens to a letter of credit in bankruptcy?

    This is a question regarding rental of a commercial property .I'm neither the landlord nor the tenant, just trying to understand this financial instrument for a friend.

    Googling it, I learn that some landlords prefer such letters to cash for security deposits (because cash deposits would be estate property as soon as the tenant files).

    It seems to me that you'd have trouble drawing on a letter of credit after a tenant filed, though, because wouldn't that create another debt for the debtor (i.e., the estate).

    It's not a big deal if no one can help, just thought I'd throw it out there to the experts.
    Filed non-consumer no asset Chapter 7 on 7-12-10 after 4 foreclosures, 7 lawsuits including 2 deficiencies, 2 wage garnishments, a bank garnishment and a partridge in a pear tree. 341 held on 8-11-10. Discharge 11-4-10.

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