Until reading this board I had never known about 'Chexsystem'.
Well, last week I requested a report from them on both, myself & spouse.
Was surprised that the ONLY thing (other than listing the orign of the State where SS was first listed) on both reports was an inquiry from 'LINK2CELL' on behalf of 'DISCOVER FINANCIAL SERVICES'. (have never heard of 'Link2Cell' before...)
What 'blew me away' was the fact that other then the above, each report stated 'No Information Found' as to:
REPORTED INFORMATION
INQUIRIES INITIATED BY CONSUMER ACTION
RETAIL INFORMATION
HISTORY OF CHECKS ORDERED
You all my be interested in knowing that my wife and I have be 'around' for a while, that a couple years back I even had a checking account at BOA.
That in addition both, my spouse and I, have had several checking accounts with the various banking institutions, and that we certainly have ordered our share of checks (wife still does, I quit about 8mths ago...)
I am not complaining about the lack of reporting...quite the opposite...just wanted you to know that obviously very few banks are reporting to 'Chexsystem'...???
JUST WISHED MY CREDIT REPORT WOULD LOOK LIKE THIS TOO
Well, last week I requested a report from them on both, myself & spouse.
Was surprised that the ONLY thing (other than listing the orign of the State where SS was first listed) on both reports was an inquiry from 'LINK2CELL' on behalf of 'DISCOVER FINANCIAL SERVICES'. (have never heard of 'Link2Cell' before...)
What 'blew me away' was the fact that other then the above, each report stated 'No Information Found' as to:
REPORTED INFORMATION
INQUIRIES INITIATED BY CONSUMER ACTION
RETAIL INFORMATION
HISTORY OF CHECKS ORDERED
You all my be interested in knowing that my wife and I have be 'around' for a while, that a couple years back I even had a checking account at BOA.
That in addition both, my spouse and I, have had several checking accounts with the various banking institutions, and that we certainly have ordered our share of checks (wife still does, I quit about 8mths ago...)
I am not complaining about the lack of reporting...quite the opposite...just wanted you to know that obviously very few banks are reporting to 'Chexsystem'...???
JUST WISHED MY CREDIT REPORT WOULD LOOK LIKE THIS TOO
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