We are second time filers and as the date of our 341 draws nearer we are becoming more and more nervous. It will be be plain for the trustee to see in our petition that we truly are in a bad financial situation and bk is a must for us at this time, but I'm dreading the "lecture".
Hubby and I are stealing ourselves for the humiliation of our lifetime. It's hard enough having to do this again but knowing that we could be walking in to face one of the harshest criticisms we may ever face is wearing us down. The weight of the unknown is unbearable.
Any second time filers out there with any words of advice? Am I being overly paranoid? I just want to be emotionally prepared in case we do get the reaming we are fearing.
Hubby and I are stealing ourselves for the humiliation of our lifetime. It's hard enough having to do this again but knowing that we could be walking in to face one of the harshest criticisms we may ever face is wearing us down. The weight of the unknown is unbearable.
Any second time filers out there with any words of advice? Am I being overly paranoid? I just want to be emotionally prepared in case we do get the reaming we are fearing.
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