I met with an attorney and I currently make too much to qualify for a Chapter 7. But if I file a Chapter 13, I'd basically be working a high stress high pay job to pay off debts. I have fibromyalgia and my doctor has been recommending that I find a less stressful job. I have always resisted because I was paying off debt. If I can erase the debt, then I could take a less stressful job. I haven't filed yet but I'm debating quitting and finding a less stressful job that meets the income requirements for a Chapter 7. Will the bankruptcy court force me into a Chapter 13 because I could potentially make more money? I have a call into my attorney but they haven't returned it yet. Thank you for your advice.
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I asked a similar question awhile back. If you can wait the six month lookback to file so that your income would be the same, I don't think they would question it. Doubt you would need it, but you could always get a letter from your doctor necessitating the need.04/01/10 - Hit rock bottom and knew we were going to have to file for bankruptcy and surrender our home.
12/14/10 - Filed Chapter 7, 02/09/11 - 341 Hearing, 04/14/11 - 
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