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Has anyone tried to negotiate with GMAC auto themselves

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    Has anyone tried to negotiate with GMAC auto themselves

    Hi, Today we received our reaffirmation paperwork from our attorney. Attached on top a letter giving directions on what to do after signing. However, in bold print it states I generally discourage signing unless valuable collaterall is at risk of being lost. We have two vehicles purchased with GMAC and have been current with our payments since 2005. I have a suburban and he has a sierra we owe about 20k on both vehicles total and are not upside down but even. Our payments are 1100 a month for another 18 months. I want to surrender the vehicles and get two beaters at about 5k each.
    Tried the 722 redemption thing however they are not licensed in Louisiana and they could not offer any advice on who could.
    I thought about calling GMAC for a little "Bail Out" and wondered if anyone had any success with this?
    or where can i get to beaters with no cash!

    #2
    If you're looking to get two beater cars....consider a local "Buy Here, Pay Here Lot"....

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