So I am probably going to file BK7 at some point in the near future (no assets, 25k in debt, unemployed). It's been a rough year.
Here's the question:
I have a loan from Cap One nearly paid off that is autodrawn out of my account.
Two more months and it's done.
However, I also have two CCs with Cap One that are in collections.
Should I bother with paying the loan off? Or should I not? Would I get a credit boost if I paid it off? Unsure how it works.
Thanks.
Here's the question:
I have a loan from Cap One nearly paid off that is autodrawn out of my account.
Two more months and it's done.
However, I also have two CCs with Cap One that are in collections.
Should I bother with paying the loan off? Or should I not? Would I get a credit boost if I paid it off? Unsure how it works.
Thanks.
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