I live in New Jersey.
A lawsuit has been filed against me by Chase Bank for an unpaid credit card debt of approximately $3,000. I did not answer it within the time frame allowed because I was away and then when I saw it I panicked. I didn't fight it because I DO owe them the money. I just didn't answer the summons. What do I do?
If they get a judgment against me do they garnish my wages? I have very little money. I receive a very small income. I have no house, no car, just a five-year-old laptop, inexpensive furniture, some artwork, and several hundred books.
I CANNOT afford an attorney. They want thousands of dollars. Heck, if I had $3000 I'd pay Chase off, not an attorney. I owe about $40,000 overall in credit card debt. I plan to file for bankruptcy myself. If only NJ lawyers did pro-bono bankruptcies!!!
If they start garnishing my wages will the bankruptcy filing stop them in their tracks???
A lawsuit has been filed against me by Chase Bank for an unpaid credit card debt of approximately $3,000. I did not answer it within the time frame allowed because I was away and then when I saw it I panicked. I didn't fight it because I DO owe them the money. I just didn't answer the summons. What do I do?
If they get a judgment against me do they garnish my wages? I have very little money. I receive a very small income. I have no house, no car, just a five-year-old laptop, inexpensive furniture, some artwork, and several hundred books.
I CANNOT afford an attorney. They want thousands of dollars. Heck, if I had $3000 I'd pay Chase off, not an attorney. I owe about $40,000 overall in credit card debt. I plan to file for bankruptcy myself. If only NJ lawyers did pro-bono bankruptcies!!!
If they start garnishing my wages will the bankruptcy filing stop them in their tracks???
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