Bank Account auto pay question?

[mmo1]

I just got to thinking -

We have our bank account at a credit union. We do NOT have any other loans (cross collaterization) with them.

We make 90% of all our bill payments through our online banking. 3 of our bills is a auto pay, that takes it out of our account every month.

1 of them is a CC , and the other two are tax installment plans for state & fedral.

Should we be concerned that once we cease paying the CC that is auto pay, that they will have our account#'s on file?

Also is it best to open a new bank account that is "clean" ( no payment history with anyone) somewhere else before filing?

TIA!

[WhatMoney]

I just got to thinking -
Should we be concerned that once we cease paying the CC that is auto pay, that they will have our account#'s on file? YES

Also is it best to open a new bank account that is "clean" ( no payment history with anyone) somewhere else before filing? YES

That was easy.
(Also avoid opening a new account with Wells Fargo, Union Bank of CA, or Chase.)

[IcedLatte]

Question: Are you allowed to open a new bank account before filing Ch.7 or 13? Don't you have to submit the last 3 banks statements to the trustee? If they do require the last 3, that means you will still have to show them the transactions from the old account, right?

[coolmom04]

Question: Are you allowed to open a new bank account before filing Ch.7 or 13? Don't you have to submit the last 3 banks statements to the trustee? If they do require the last 3, that means you will still have to show them the transactions from the old account, right?

Yep. We closed three accounts at the end of December and opened new checking and savings accounts at another local branch before we filed. We had to give the December statements from the three accounts we closed in addition to the open accounts since we had to provide all bank statements from December until the date we filed.