I have looked around and have not found the answers to my certain situation. My wife and I filed for ch. 13 at the begining of feb. We only had 2 cars and a funiture loan. we decided to let my wifes car go back because it was falling apart and badly up side down. So we have had a lawer from the get go and they informed us to get a new vehicle, so we did.
My question is, they are trying to say we are going to have to pay $850 a month. We in no way can afford that. my truck is in there and we were paying 550 a month for it. For my understanding before filing we were not going to be paying the same amount towards the truck, now the attorney is saying that we need to let the truck go back and convert to a 7. How the heck are we suppost to get a new vehicle????
I only owe around 16k on the truck. We only have about 25k of debit and thats including all the fees from the bankruptcy. So how come our monthly payment is so high??? Their is only 2 secured debits in the bankruptcy which is the truck and a furniture loan.
Sorry for the long post, any help is appriciated though! Thanks.
My question is, they are trying to say we are going to have to pay $850 a month. We in no way can afford that. my truck is in there and we were paying 550 a month for it. For my understanding before filing we were not going to be paying the same amount towards the truck, now the attorney is saying that we need to let the truck go back and convert to a 7. How the heck are we suppost to get a new vehicle????
I only owe around 16k on the truck. We only have about 25k of debit and thats including all the fees from the bankruptcy. So how come our monthly payment is so high??? Their is only 2 secured debits in the bankruptcy which is the truck and a furniture loan.
Sorry for the long post, any help is appriciated though! Thanks.
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