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If I am filling in July when should I stop paying the car?

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    If I am filling in July when should I stop paying the car?

    What is my option?

    a) Redemption?

    b) Reafirmation?

    c) none of the above

    If you think I cannot keep the car; when do you think that I should stop paying the car? But I would lilke to use the car for at least until the whole bk is over.

    I have a kia spectra 08 I bought it in april 08.

    I believe I have $16000 left to pay.

    I have never miss a payment($280.85 monthly.)

    I bought it at car pros kia tacoma dealership

    Financing with Qualstar Credit Union, WA

    6.4% fix.

    My income is $1000 I work part-time and I go to school full-time and I use my federal loans and my grants to help me with other bills.

    (I used to survive fine until the credit cards got out of control.)

    If I want to keep my car; Do you think they would let me keep my car when I got discharged.

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