Do you have any Regrets after filing BK?

[ItsJustMe]

Yep. Only that we didn't do it sooner. Spent a year with both my husband and I working ridiculous overtime and living like paupers to pay off about 10% of our debt only to practically tear apart our marriage and put us over the Means test forcing us to wait an additional 6 months to file.

[krielly]

Regrets only that we put ourselves in the position to have to file in the first place.

We have about 2 more payments to go in our 5 year Chapt 13. I look at this whole thing as a very very valuable learning experience.

Our 13 has forced us to live on a cash only basis and watch our pennies. I think it has been the best financial lesson I ever could have learned.

It hasn't always been easy, but I just try to take all the positive I can from the experience.

Good luck to you!!!!!!
K

[forgotten]

This question is for any of those out there who have closed out their BK. Looking back do you regret filing for BK? Do you wish you had found another way to pay back your debt? Thank you for your thoughts.

I paid approximatly $150,000 in interest over the course of 5 years and still owed about what I started with. Now I pay another $60k over the next 5 years in my Chapter 13... No, I think i'm good, thanks!