Boy is my situation every confusing and I have no idea what to do. Last year my husband and I started having problems and he stopped paying my credit cards and I stay at home with the kids. We have been on and off trying to make it work for the last year. He buys the groceries, pays the bills, etc., I have no source of income other than what he occasionally gives me. Yes, I'm on the checking account, and yes we are still together, but there is never a lot in checking to even do anything with, we live payday to payday. Shortly after he stopped paying my cards (he still pays our joint accounts) my aunt passed away and I found out I'd be inheriting about $40k, and I have about $30k of debt on my own that has not been paid.
Well everything is done with her estate but waiting on closing letters from taxes. The lawyers will not release the money early, I've asked. I'm expected to "maybe" get it in April.
Well almost 2 weeks ago I was summoned through Discover for $10K of debt. I have about another week to answer the summons. We do not own our house, our vehicles will be paid off this year so I'm sure they could get them if they wanted to. We are both on the titles to the vehicles. What in the world do I do?
I had all intentions of taking that money and settling with the creditors but it's taking forever and now I'm afraid they're going to take our cars (which I need to get my kids to school), or the very little in our checking. I never thought it would take this long to receive the inheritance or I would have filed chap. 7 last year.
Any advice, please?
Well everything is done with her estate but waiting on closing letters from taxes. The lawyers will not release the money early, I've asked. I'm expected to "maybe" get it in April.
Well almost 2 weeks ago I was summoned through Discover for $10K of debt. I have about another week to answer the summons. We do not own our house, our vehicles will be paid off this year so I'm sure they could get them if they wanted to. We are both on the titles to the vehicles. What in the world do I do?
I had all intentions of taking that money and settling with the creditors but it's taking forever and now I'm afraid they're going to take our cars (which I need to get my kids to school), or the very little in our checking. I never thought it would take this long to receive the inheritance or I would have filed chap. 7 last year.
Any advice, please?
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