Di-DO I too got my first credit card at 18(american express) I am 52 now. I always paid on time, never had to file, last year my credit score was 735. I stopped paying four months ago, and I feel uncomfortable about it. But like everyone is saying you have to do what you have to do to. Believe me you will be able to sleep better when you don't have the cc bills hanging over your head, and you will be able to keep a roof over head.
Dont't feel guilty your not alone.
Good Luck P.S. Just filed chapt 13(want to keep my home and car).
Dont't feel guilty your not alone.
Good Luck P.S. Just filed chapt 13(want to keep my home and car).
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