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I Finally made an appoint for my first Attorney consult

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    #1

    I Finally made an appoint for my first Attorney consult

    I knew in November at the latest that I needed to file BK. I've been procrastinating terribly. I know I should stop paying cc's but also think maybe I should buy a car before I screw up my 760 credit rating. I don't want to make any moves before talking to an attorney, so I keep throwing my money away on cc payments.

    I worked for 9 years for an attorney who shared suite space with a business bankruptcy firm. So, I was pretty friendly with the BK attorneys. In December, I emailed one of the attorneys who is no longer with the firm, hoping he did Chap 13's. Nope, just 11. But he referred me to somebody who does personal BK. I FINALLY called her today. I left her a voicemail and she called me a couple of hours later. Good sign that she called me instead of having an assistant call back. And I was able to get an appointment for this Thursday!

    That was an awful lot of words to say that I finally got over whatever was keeping me from making that call and took a big step towards freedom from debt!

    Edit: Hey, how did that grin get in the title? Didn't meant to put it there. Oh well!
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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    #2
    congrats and good luck!
    Now, get that car and stop paying those credit cards!
    Filed CH13 - 06/2009
    Confirmed - 01/2010

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      #3
      Don't feel bad...I called a former attorney boss when I got my head out of the sand and out of denial for help in tears! LOL! He told me hang in there, it's not the end of the world and he said he would make a few calls (he did not handle BKs). A few hours later I had the name and phone number of one of the top BK attorneys in our state at that time and it was one of the best phone calls I ever made. Once you get over that "hump" the rest all falls into place.
      _________________________________________
      Filed 5 Year Chapter 13: April 2002
      Early Buy-Out: April 2006
      Discharge: August 2006
      "A credit card is a snake in your pocket"

      Comment

        #4
        Originally posted by Flamingo View Post
        Don't feel bad...I called a former attorney boss when I got my head out of the sand and out of denial for help in tears! LOL! He told me hang in there, it's not the end of the world and he said he would make a few calls (he did not handle BKs). A few hours later I had the name and phone number of one of the top BK attorneys in our state at that time and it was one of the best phone calls I ever made. Once you get over that "hump" the rest all falls into place.
        Agreed. Good luck to the OP...

        Comment

          #5
          LadyintheRed: Please keep us posted and let us know how it is going.

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