I just ran some numbers pass this one located in California. I have about 90K in credit card debt. I did consider chapter 13 but would be in a 100% payback plan so I am still thinking about it as an option. Anyhow this debt settlement compamy wants three payments of $1,133 to get started.
They say they handle all the creditors phone calls???? (don't know about that) Oh, they also take VISA. They basically do the same thing as everyone else, settle one account at a time as the payments add up. They don't mention anything about paying taxes on settlements. I no I could do this myself. Of course they say they have a better relationship and creditability with all the banks so they can get a better settlement. Sure would like to hear from anyone who has done this. Thanks.
They say they handle all the creditors phone calls???? (don't know about that) Oh, they also take VISA. They basically do the same thing as everyone else, settle one account at a time as the payments add up. They don't mention anything about paying taxes on settlements. I no I could do this myself. Of course they say they have a better relationship and creditability with all the banks so they can get a better settlement. Sure would like to hear from anyone who has done this. Thanks.
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