I qualified for a Ch 7, but wanted a 13. I am taking this one - month - at - a - time. Trying to plan my budget precisely up to 2 months in advance, and check it twice before I leave the house, in case I need to make wiggle room adjustments. It's pretty challenging. I'm as committed as I can be to staying the term, but what I am going to be investigating sometime ... later...eventually... is the possibility of requesting an early discharge or early buy out. I don't know if either thing is feasible.
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How Can Debtor Be "FORCED" Into a Ch13?
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