Originally posted by HHM
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The 10,000th Post, Thoughts and Guidance.
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Originally posted by HHM View PostThank you all for the kind words.
I doubt I have the stamina for 20,000 posts Unless the BK Laws change significantly to create new issues, that will be a very difficult milestone to achieve.
Scenario -- Settled 1st mortgage from a 6.125 I/O ARM to fixed 3.5% fully amortized 650k balance. FMV of house 650k - 725k. Have chance to settle second of $190k for 28k. Have 14, would have to take out 14 from IRA. Would then be able to file chapter 7 on 100K + debt? Wouldn't it cost a lot more to try to strip in a 13?
So, take the 14k out and settle???
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Well, I have reached the 12,000th post. I hope my advice has helped. No nostalgia for this milestone, but merely point out that it has been just over 6 years since I have joined this forum (when it was an infant).
For those that don't know, I have no ownership interest in this forum, it is not mine (although it probably should be ) But it turned out to be the best public, spam free, BK forum on the web. I am glad to have been a part of it.
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I am glad you are here HHM. You bring balance to an otherwise unpredictable assortment of BK answers.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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Originally posted by HHM View PostWell, I have reached the 12,000th post. I hope my advice has helped. No nostalgia for this milestone, but merely point out that it has been just over 6 years since I have joined this forum (when it was an infant).
For those that don't know, I have no ownership interest in this forum, it is not mine (although it probably should be ) But it turned out to be the best public, spam free, BK forum on the web. I am glad to have been a part of it.
Congrats on 12,000 and thanks!!"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11
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Originally posted by HHM View PostWell, I have reached the 12,000th post. I hope my advice has helped. No nostalgia for this milestone, but merely point out that it has been just over 6 years since I have joined this forum (when it was an infant).
For those that don't know, I have no ownership interest in this forum, it is not mine (although it probably should be ) But it turned out to be the best public, spam free, BK forum on the web. I am glad to have been a part of it.
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tiger, thanks, but I think most of mine came from long "discussions" with justfilesuit way back when. Oh, and continuous responses on threads that otherwise don't need my opinion.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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