Do I list the original creditor or the collection agency?

[debtsucks]

I have so much medical debt or I should say debt period, that has been bounced around back and forth from the creditor back to various collection agencies. Some of this stuff isn't even on my credit report and I want to make sure EVERYTHING gets listed. So if I don't know which collection agency it is with should I just list it with the original creditor?

[forgotten]

My attorney listed the original creditor and the amount, but made sure every collection agency I knew about was on the mailing matrix to be notified.

[DeadManCrawling]

In my filing, attorney had us list both, even including duplicate amounts.

This was to protect is in any event. However, he did say there was a risk of additional scrutiny, with the wrong trustee, since this inflated our debts from 500k to 1.5 mil.

The trustee we drew is known nationwide for being a very tough and stringent trustee. She did not ask about any of this, and seemed to be aware of what we had done, and why.

This will vary by district, and even by trustee, so you would be better off asking an attorney. But generally speaking, most districts are fine if you list the OC and amount. The OC is responsible for calling off their dogs.

[keepmine]

List anyone who could conceivably have a claim.
My lawyer listed the OC and then on the next line, listed it as "sold, transfered or, assigned to XYZ collection agency.

[catleg]

Agreed with all of the above, just list the original debt owner, account number, and amount, and include any/all collection agencies/law firms in the creditor matrix. No need to count the same debt twice. It's really outside your control what happens with the debt once it leaves the OC.

[BigJohn]

If you don't list everybody, after the debt changed hands a few times, it might be hard to recognize who was the original creditor.