Question Regarding Automatic Stay

[DebtHater]

Can a creditor (medical) forward the account to collections while an automatic stay is in force? I have a creditor threatening to do this if a payment is not received within 15 days of notice.

Thanks in advance of your help.

[jdcat]

Good question. I have medical bills due also so would like to know the answer too.

[DebtHater]

I just talked to my lawyer's assistant and she said that they "technically" can't pass it along to collections while there is an automatic stay in place. The lawyer is going to sent a love note to the creditor.

[jdcat]

It's probably not the kind of violation that gets much attention in the grand scheme of things. It's not like sending it to collections is going to make a difference now that you've filed and I'm sure they know that.

It sounds like an empty threat. They're probably hoping you're someone who scares easily and will crumble and pay with the threat. It sucks though that they are being so petty. I hope your attorneys letter gets them to leave you alone.

[LimpDisc]

Can a creditor (medical) forward the account to collections while an automatic stay is in force? I have a creditor threatening to do this if a payment is not received within 15 days of notice.

Thanks in advance of your help.

When did you file? When did you get the notice? Some creditors have a hard time understanding the automatic stay.

[DebtHater]

When did you file? When did you get the notice? Some creditors have a hard time understanding the automatic stay.

I filed December 11, 2009. The notice is dated December 28. I sent a certified return receipt letters to my creditors days after filing regarding my filing with my case number, district, and lawyers information. I know they received the letter because I got the receipt back. I guess the real question is if someone with competence received the letter.

My lawyer did tell me they are going to follow up on it.