How long do credit card companies keep the original applications?
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Noway to tell. I'm sure all banks and cc companies have different policies. -
Forever. I've seen Capital One credit card applications from 1987... why do you ask?I am a Pennsylvania Eastern and Middle District Bankruptcy, FDCPA, FCRA and Foreclosure Defense attorney, information I post is based on experience in these districts. It is not legal counsel, consider it friendly counsel.
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I'll bet I can guess....the OP is wondering if the creditor can produce the application showing what he/she stated as Income???? That might be construed as fraud if he/she really was not earning that salary/income at the time, no?Originally posted by JimKutkowski View Post
Don't ask why I think this is the answer....Comment
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It all depends as to what their General Counsel indicates is the term to destroy certain records for the company. That information can be permanent or destroyed within any number of indicated years. You really have no way of knowing._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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Originally posted by nickifan View Post
If its an ancient application, lying in 1989 doesn't mean anything now.I am a Pennsylvania Eastern and Middle District Bankruptcy, FDCPA, FCRA and Foreclosure Defense attorney, information I post is based on experience in these districts. It is not legal counsel, consider it friendly counsel.Comment
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Wonder if it matters if you apply online and dont sign anything or
apply over the phoneComment
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