Is it good or bad when a CC stops....

[wantout]

Sending you email notices about new statements being available?

Since my 2 largest CCs have found out I am filing, they no longer send me statements notifications, now keep in mind that does not hurt my feelings any....

[HakunaMatata]

You haven't filed and your creditors have altered their behavior based on your word? My feelings definitely wouldn't be hurt!

I filed one month ago and I'm still receiving low-interest, propel yourself into greater debt blank checks.

[wantout]

You haven't filed and your creditors have altered their behavior based on your word? My feelings definitely wouldn't be hurt!

I filed one month ago and I'm still receiving low-interest, propel yourself into greater debt blank checks.

Correct, I have not filed yet, I still owe my attorney $300, hopefully I can get him paid by the end of December, worse case is January.

[frogger]

I'm on my 3rd month of not paying now. BofA just sent me an offer that if I would make one minimum payment, they would set up my account in current status again and lower my interest rate.

Where's my checkbook?

[HakunaMatata]

Following my second month of not paying my non-BOA mortgage, BOA sent me a letter explaining they occasionally assess credit worthiness and intended to decrease the limit on my zero balance card. They also decided to increase my interest rate on a current card with a balance. Chase remains clueless. They still want me to write checks to myself.

Had I received such an offer from BOA, I suppose I could have written a Chase check to them to bring myself back to original terms!