where do I list a dirt bike on the means test?

[socalfiler]

This is my first post but have been lurking around for a while. This site has helped me a lot!

I will be filing chapter 7 hopefully this month (pro se). I am confused on the means test and wondering where exactly would you list a dirt bike that I want to keep. It is a secured loan through HSBC but is it really considered an automobile? I will also be keeping my truck, also a secured loan. So do they really consider the dirt bike as a 2nd vehicle? Or would I list this under line 43 (other payments on secured loans)?

Thanks for your help!

[andy158]

I tried to keep my motorcycles in bk 13 and the lawyer said bad idea unless I am in a 100% payback. Boats, motorcycles and campers are considered luxury vehicles and will be frowned upon by the court in any bk case. Best bet is to surrender it and get another one down the line after you recover from the bk 7. I surrendered 2 motorcycles and a boat that were better than half paid off in July and still have them! For what is owed on them, the finance co will loose money repoing them. They may just write them off.

[2manybills]

This is my first post but have been lurking around for a while. This site has helped me a lot!

I will be filing chapter 7 hopefully this month (pro se). I am confused on the means test and wondering where exactly would you list a dirt bike that I want to keep. It is a secured loan through HSBC but is it really considered an automobile? I will also be keeping my truck, also a secured loan. So do they really consider the dirt bike as a 2nd vehicle? Or would I list this under line 43 (other payments on secured loans)?

Thanks for your help!

My DH is a motorcycle mechanic. We kept 2 motorcycles and used them both under our exemptions. I used KBB for value. It didn't even come up at the hearing.