New to BK forum

[jribe]

Well in the case that I get garnishments I will be in alot worse postion. A creditor had notified me recently that would be there next step if no payment is made, however the attorney that I consulted with explained to me that I should not make any further payment to the creditor if I plan to file any time soon. If I file won't that stop all creditors from being able to make any judgments or garnishmentas against me?

yes, the automatic stay starts the day you file. No judgements or wage garnishments can be completed once you're in the stay.

Also, someone mentioned if you file something incorrectly you get dismissed. It's not as simple as that. That don't just say "you did this wrong- denied". They give you a chance to correct/ammend the filing.

[Lisa85]

Thanks

After reafing the fro se threads and other info on bk I read that the give something like two weeks to make corrections I guess it just depeend on what type of info. I still feel like my best bet would te to go ahead and file pro se as planned, can not afford attorney, so I sure can afford garnishments I have read lots of info, got the nolo and I plan to let the doc prep prepare the bk for me and file as a.s.a.p. wish me luck !Thanks