5 years ago I quit my job due to harassment. I chose not to go after the company, and instead followed a dream that involved working with exotic animals, which I lived out for a few years.
(Please bare with me)
After that, I got hooked up with some people who seemed like they were going places, but they ended up going places without me, and finally I was left begging for food on the street (literally).
A family from my church took me in and now I help them with their food ministry, I drive the food truck, distribute the food, etc. I live here rent free, but I also do not make any money. They will fill the gas tank of my motorcycle, but that's about it.
The last payment I made to my credit cards (All under $1,500) my loans (The biggest was for $3,500) or anything else was 5 years ago.
I financed a motorcycle which I gave back to my creditors, but they sued, and I didn't go to court (I tried to represent myself, but I didn't check the court date) and I lost.
I also have about $45,000 in medical debt. I believe the ambulance company may be suing me, too.
I have to my name: Non pawnshop worthy guitar stuff, a rotted out RV worth a few hundred dollars if that, an in pieces and rusty VW Beetle with no engine, and a rusty and beat up Chevy LUV truck.
The motorcycle I ride is a 2002 V Star 1100, which I haven't made a payment on, but when I called the finance company to give it back, they said they didn't want it back, and that I should pay it off as soon as I could.
I haven't had a job or bank account in 5 years. I don't own any property. Everything I have is correctly labeled as "junk".
Since I lost the court case, I am very seriously considering filing bankruptcy, instead of having all this debt haunt me for years.
I need help.. If I file for bankruptcy, what is going to happen? Are they going to take all my "junk", so to speak? What of the V star motorcycle which is my only transportation right now?
Thank you for reading.
(Please bare with me)
After that, I got hooked up with some people who seemed like they were going places, but they ended up going places without me, and finally I was left begging for food on the street (literally).
A family from my church took me in and now I help them with their food ministry, I drive the food truck, distribute the food, etc. I live here rent free, but I also do not make any money. They will fill the gas tank of my motorcycle, but that's about it.
The last payment I made to my credit cards (All under $1,500) my loans (The biggest was for $3,500) or anything else was 5 years ago.
I financed a motorcycle which I gave back to my creditors, but they sued, and I didn't go to court (I tried to represent myself, but I didn't check the court date) and I lost.
I also have about $45,000 in medical debt. I believe the ambulance company may be suing me, too.
I have to my name: Non pawnshop worthy guitar stuff, a rotted out RV worth a few hundred dollars if that, an in pieces and rusty VW Beetle with no engine, and a rusty and beat up Chevy LUV truck.
The motorcycle I ride is a 2002 V Star 1100, which I haven't made a payment on, but when I called the finance company to give it back, they said they didn't want it back, and that I should pay it off as soon as I could.
I haven't had a job or bank account in 5 years. I don't own any property. Everything I have is correctly labeled as "junk".
Since I lost the court case, I am very seriously considering filing bankruptcy, instead of having all this debt haunt me for years.
I need help.. If I file for bankruptcy, what is going to happen? Are they going to take all my "junk", so to speak? What of the V star motorcycle which is my only transportation right now?
Thank you for reading.
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