Another example of why you need to change banks

[Jammed]

[klandsb]

I was wondering if they will let me close a bank account that has a overdraft line of credit attached. I have switched my direct deposit to another bank and they took my payment last week for the overdraft out of the overdraft if that makes sense. So now I am almost maxed out on the overdraft account. I havent put any money in there this month and dont plan to. Just wondering if I should try and close it or would it be futile??

[destitute]

klandsb... They may not let you close the account but they can't force you to keep any money in it. Draw the account down to 0 and if/when you file make sure both the checking account number and overdraft account number are included on your petition.

[southernbelle]

destitute is exactly right. I did the same thing with a credit union I had an account with. They said they couldn't let me close the account so I withdrew everything except the minimum to keep it open and never looked back. I made sure to list them on my petition and haven't heard a word from them since.

[klandsb]

Thanks you guys/girls ... I grew up in a very small town and have known most of the people at the bank my entire life. I really just dont want to go back in there honestly. SO I will leave it open with $ 0 in it and make sure its on my list of creditors...